Scalable SDK for Cashea, published on NPM to streamline partner integration.
Business Background
Cashea is an accessible shopping alternative that, together with its network of partner merchants, allows users to buy what they need today and pay later in interest-free installments. Founded in 2022, Cashea offers a Buy Now, Pay Later (BNPL) solution aimed at consumers with limited access to traditional credit. Its mission is to drive financial inclusion in markets facing inflation and low credit penetration by providing flexible and accessible payment options.
Cashea enables users to make purchases in physical stores and pay in interest-free installments, without needing a credit card. Through digital identity verification and adaptable underwriting, the company is redefining access to credit and establishing itself as a BNPL pioneer in Latin America.
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With its internal team focused on maintaining and evolving its core BNPL product, Cashea needed a strategic tech partner to accelerate the delivery of new high-impact features. One of the main priorities was developing a secure, scalable, and easy-to-integrate payment button SDK that could seamlessly fit into merchant web flows and reduce implementation time.
This solution had to boost adoption while requiring minimal involvement from Cashea’s in-house team—allowing them to stay focused on strategic product initiatives. The ultimate goal was to enhance the integration experience for partners and reinforce Cashea’s broader mission: expanding access to credit through flexible, user-friendly digital tools.
Solution
The Flock assembled a senior frontend developer with the right expertise to lead the development of a custom SDK tailored to Cashea’s requirements. The solution prioritized scalability, security, and ease of use, ensuring that merchant partners could integrate it smoothly into their existing checkout flows.
To further simplify adoption, the SDK was published on NPM with clear documentation and modular components, significantly reducing implementation time for Cashea’s partners. This approach allowed the internal team to stay focused on their roadmap while enabling a faster and more consistent onboarding process for merchants.
Results
The SDK developed by The Flock is now actively used by several of Cashea’s merchant partners, enabling seamless integration into their platforms. Its intuitive design and accessible documentation helped reduce technical barriers, allowing faster onboarding across a variety of retail environments.
As a result, end users now enjoy a smoother checkout experience with Cashea’s BNPL option fully embedded in partner sites. This improvement not only enhanced the user journey but also supported Cashea’s growth by driving greater adoption among merchants and expanding its presence in the Venezuelan fintech ecosystem.
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